Services
Tailored Coverage for Your Unique Needs
Home Insurance
Comprehensive motor insurance goes far beyond the legal minimum. In addition to third-party liability, it covers damage to your own vehicle from collisions, fire, theft, natural disasters, and vandalism. For new or high-value vehicles, comprehensive cover is essential to protect your investment and avoid unexpected large expenses.
- All third-party benefits included
- Own-vehicle damage covered — collision, fire, theft, natural events, vandalism
- Roadside assistance and replacement vehicle options available
- Protects the full value of new or high-value cars
- Peace of mind for drivers and their families
- Flexible excess levels to control your premium
Life Insurance
Life insurance is the cornerstone of financial planning for individuals, families, and business owners alike. Whether you want to protect your loved ones in the event of your passing, ensure the continuation of your business, or build long-term capital through your premium investment, a life insurance plan tailored to your needs offers peace of mind and lasting financial security.
- Lifelong high-value coverage — your family is protected no matter when loss occurs
- Loan & mortgage protection — outstanding debts are covered, relieving your family of financial burden
- Business continuity — critical for business owners whose companies depend on them
- Investment component — your premium is invested to accumulate real capital over time
- Tax advantages — contributions may qualify for tax relief under Cypriot legislation
- Flexible plans — adapted to your age, health profile, and financial goals
Health Insurance
A comprehensive health plan gives you and your family access to quality medical services — both in Cyprus and abroad — without the stress of high out-of-pocket costs. From routine check-ups and specialist consultations to hospitalisations and emergency care, a health insurance plan keeps you covered when it matters most.
- Full medical coverage in Cyprus and internationally
- Hospitalisation, diagnostic tests, and specialist visits included
- Freedom to choose your preferred doctors and hospitals
- Fast access to care — skip long public system waiting lists
- Coverage for the whole family — spouses and children included
- Customisable plans to match your budget and coverage needs
Savings & Investment
Pension / Retirement Plan
A pension plan is more than just saving for retirement — it is a powerful tax planning tool recognised under Cypriot law. By contributing to an approved pension scheme, you can reduce your taxable income annually while steadily building a retirement fund that provides financial security and independence in your later years.
- Tax relief on contributions — reduce your annual tax liability legally
- Systematic capital accumulation for a comfortable retirement
- Protection for your family — the plan pays out in the event of premature death
- Disciplined long-term saving with professional fund management
- Transparent, regulated structure under Cyprus financial law
- All-in-one solution: savings + protection + tax benefit
Investment Plan
An investment plan is designed for those who want to grow their wealth systematically over the medium to long term. With minimised fees, access to professionally managed internal funds, and investment options matched to your risk profile, this plan lets your money work harder for you — even if health or age limits your life cover options.
- Minimised charges — more of your money is invested, not spent on fees
- Access to internally managed funds with a proven long-term track record
- Investment profile options: conservative, balanced, or growth
- Suitable for those who may not qualify for broad life cover
- Potential for tax relief within the framework of Cypriot legislation
- Regular monitoring and rebalancing options available
Motor Insurance
Third-Party Liability
In Cyprus, motor insurance is a legal requirement for every vehicle on the road. Third-party insurance is the mandatory minimum, covering damages or injuries caused to other people or their property in an accident where you are at fault. Without it, you face serious financial and legal consequences — from heavy fines to licence revocation.
- Full legal compliance with the Cyprus Motor Vehicles Law
- Coverage for injury and property damage caused to third parties
- Protection from costly legal proceedings and court cases
- Avoidance of fines, penalty points, and licence suspension
- Competitive premiums sourced from leading Cypriot insurers
Motor Insurance
Comprehensive Cover
Comprehensive motor insurance goes far beyond the legal minimum. In addition to third-party liability, it covers damage to your own vehicle from collisions, fire, theft, natural disasters, and vandalism. For new or high-value vehicles, comprehensive cover is essential to protect your investment and avoid unexpected large expenses.
- All third-party benefits included
- Own-vehicle damage covered — collision, fire, theft, natural events, vandalism
- Roadside assistance and replacement vehicle options available
- Protects the full value of new or high-value cars
- Peace of mind for drivers and their families
- Flexible excess levels to control your premium
Business Insurance
Running a business in Cyprus comes with inherent risks — fire, theft, equipment failure, accidents, and third-party claims can all threaten the continuity of what you’ve built. Business insurance gives entrepreneurs and company owners the confidence to operate knowing that unexpected events won’t derail their operation, their assets, or their team.
- Property and asset protection — buildings, equipment, stock covered
- Business interruption cover — income protection if you can't trade
- Employee protection — coverage for workplace accidents and liability
- Third-party liability included for customer and public incidents
- Tailored to your sector: retail, hospitality, professional services, and more
- Regulatory compliance support for businesses required to hold cover
Public Liability Insurance
Accidents happen — and when they do, liability insurance ensures you’re not left facing devastating financial consequences. Whether you are an individual or a business, public liability cover protects you from claims arising if you accidentally cause injury or property damage to a third party. One uninsured incident can lead to significant legal costs and compensation claims.
- Coverage for accidental injury or damage caused to third parties
- Legal defence costs included — lawyer fees and court expenses covered
- Protects personal and business financial stability
- Essential for businesses with public-facing premises or operations
- Covers compensation payments awarded by courts
- Available as standalone cover or as part of a broader business policy
Marine Cargo & Leisure Craft
Whether you’re shipping goods across borders or sailing Cyprus waters on your leisure boat, marine insurance covers the risks that come with the sea. Cargo damage, vessel accidents, bad weather, theft, and loss can generate enormous costs for both businesses and private owners. The right marine policy protects your investment and lets you operate — or enjoy — the sea with confidence.
- Cargo insurance covers goods in transit against damage, theft, and loss
- Leisure craft cover for yachts, speedboats, and sailboats
- Protection against weather damage, collision, and grounding
- Third-party liability at sea included
- Annual or voyage-specific policies available
- Coverage for both domestic and international routes
7 Argyri Eftalioti & Andrea Kalvou,
3085, Limassol