Complete Motor Coverage for Cyprus Roads
Comprehensive vehicle protection with competitive rates and exceptional service
Whether you’re driving for business or pleasure, Perfect Insurance provides reliable motor coverage that protects you, your passengers, and your vehicle. Our tailored policies meet all Cyprus legal requirements while offering flexible options to match your specific needs and budget.
Protection That Keeps You Moving Forward
3 Key Benefits:
1. Comprehensive Protection – Full coverage against accidents, theft, fire, and natural disasters, with options for windscreen replacement, personal belongings, and medical expenses for all occupants.
2. Island-Wide Support – 24/7 roadside assistance across Cyprus, including towing, emergency repairs, battery service, and replacement vehicle arrangements when you need them most.
3. Fast Claims Processing – Streamlined claims handling with our network of approved repair centers, ensuring quick assessments, transparent communication, and minimal disruption to your daily life.
Choose the Right Level of Protection
Third-Party Insurance – Essential legal coverage protecting against liability for injury or damage to other vehicles, property, and individuals. The minimum requirement for all Cyprus drivers.
Third-Party, Fire & Theft – Enhanced protection adding coverage for your vehicle against fire damage and theft, while maintaining full third-party liability protection for peace of mind.
Comprehensive Coverage – Complete protection including all third-party benefits plus full coverage for your own vehicle damage, regardless of fault, with optional extras for total security.
Enhance Your Policy With:
Windscreen & Glass Coverage – Repair or replacement without affecting your no-claims bonus
Breakdown Assistance – 24/7 roadside support including towing and emergency repairs
Replacement Vehicle – Temporary transportation while your vehicle is being repaired
Personal Belongings – Protection for items stolen from your vehicle
Key Replacement – Coverage for lost or stolen vehicle keys
Legal Expenses – Representation for traffic violation dispute
Frequently Asked Questions
What documents do I need to get motor insurance in Cyprus?
You’ll need a valid driver’s license, vehicle registration documents, your ID or passport, and details of any previous insurance history including no-claims bonuses from other providers.
How is my premium calculated?
Premiums are based on vehicle type, age, value, driver age and experience, location, intended use, claims history, and selected coverage level. We provide transparent quotes with no hidden fees.
Can I transfer my no-claims bonus from another insurer?
Yes, we honor no-claims bonuses from both Cypriot and international insurers. Simply provide documentation of your claims-free years, and we’ll apply the appropriate discount to your premium.
What should I do after an accident?
Ensure everyone’s safety first, contact police if required, exchange information with other parties, document the scene with photos, and notify Perfect Insurance within 24 hours to begin your claim.
Is my vehicle covered outside Cyprus?
Standard policies cover the Republic of Cyprus. International coverage (Green Card) for travel to EU countries and neighboring regions is available as an optional add-on upon request.
